AppleCare+ vs. Self-Insurance Risk Calculator

AppleCare+ or pay for repairs yourself?

Choose your device and how you use it. The calculator runs 10,000 simulated ownership scenarios and shows what each path would cost you, including the unlucky ones.

A modeling tool, not financial or insurance advice. Estimates use U.S. prices before tax and rely on the assumptions shown under “Adjust prices and assumptions.” Apple can change plans and fees at any time, so confirm on apple.com before you buy.